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  • Pix
  • Cards
  • Wallets
  • Payouts

One API. Every method. Live in days.

White-label gateway and smart orchestration for PSPs, fintechs and large merchants. New payment methods go live in 5 to 7 days.*

Book a demoSee how routing works

Approved volume · today↗ +18.4%*

$ 6,410,879

Approved
94.2%*
Chargeback
0.05%*
Methods
6

One integration. Every rail your customers already use.

  • Cards
  • Pix
  • Wallets
  • Payouts
  • FX
  • 3DS
  • Webhooks
About Go Pay

Payments infrastructure that
keeps pace with your growth

Go Pay connects acquirers, PSPs and local methods behind one API, then routes each payment to where it is most likely to be approved. Your team ships faster; your customers just see it work.

More about us

5–7 days*

To switch on a new method

Sandbox, docs and a named engineer from day one.

24/7

Monitoring

Approvals, failures and provider health, watched as they happen.

A payments operations analyst checks a transaction on her phone
Pix settled · R$ 1.240,00
Key features

Everything you need to
accept, route and pay out

View all products

Smart routing

Each transaction is scored and sent to the provider most likely to approve it, by cost, availability, risk and performance.

  • Rules by BIN, country, amount and method
  • Automatic cascading on soft declines
  • Provider health checked in real time

PSP A · Primary route

96.1%

Approval rate, last 24 h · illustrative

PSP B · Cascade

92.4%

Approval rate, last 24 h · illustrative

Payouts

Batch, API or dashboard, with tiered approvals.

  • Batch 0412 · 38 suppliersR$ 48.400,00
  • Marketplace split · AuroraR$ 2.150,00

Real-time monitoring

Approvals, failures and provider performance as they happen.

A customer pays at a café counter by scanning a Pix QR code

See Go Pay in action

Benefits

Built to approve more,
and to fail gracefully

  • Smart routing

    Every transaction goes to the provider most likely to approve it, by cost, availability and risk.

  • Automatic cascading

    When the first route declines, the next eligible one tries, within your limits and rules.

  • 3DS and fraud rules

    Authentication and risk checks run before the charge, tuned per market and method.

  • Reconciliation

    Every movement matched to a settlement, ready for finance at the end of the day.

  • White-label

    Your brand on checkout, dashboard and emails. Your customers never see ours.

How it works

Go live with Go Pay
in three steps

POST /v1/payments{  "amount": 124000,  "currency": "BRL",  "method": "pix",  "routing": "smart"}→ 201  status: "approved"
Step 1

Integrate in the sandbox

One REST API, webhooks and test keys on day one. Your engineers build against the same contract they will run in production.

  • Docs, SDKs and a full sandbox
  • Webhooks for every status change
  • A named integration engineer
  • Test cards, Pix keys and payout flows

Read the docs

rule "br-cards"  when country = BR   and method = card  route PSP A  cascade PSP B, PSP C  max_attempts 2→ saved · live in sandbox
Step 2

Configure routes and rules

Set routing by BIN, country, amount and method; choose cascading limits and payout approvals in the dashboard.

  • Rules by BIN, country, amount and method
  • Cascading limits per rule
  • Tiered payout approvals
  • Your brand on every screen

See smart routing

GET /v1/health{  "PSP A": "up · 96.1%",  "PSP B": "up · 92.4%",  "PSP C": "degraded"}→ PSP C out of rotation
Step 3

Go live and monitor

Switch to production keys. Watch approvals, failures and provider health in real time, with alerts.

  • Production keys in one click
  • Real-time approval dashboard
  • Alerts on provider degradation
  • Daily reconciliation exports

Book a demo

Industries

Configured for your industry

Two engineers reviewing a payments dashboard with green charts

Gateway · Routing · Payouts

Launch a full payments stack under your own brand: gateway, routing, payouts and a white-label dashboard.

PSPs and fintechs

A customer pays at a café counter by scanning a Pix QR code with his phone

Split · Reconciliation · Pix

Centralize providers, split payments between sellers and reconcile everything in one place.

Merchants and marketplaces

FAQ

Questions, answered

Q. How fast can we go live?

Integration comes with docs, a sandbox, webhooks and technical support. New payment methods can go live in 5 to 7 days.*

Q. What is smart routing?

Technology that evaluates each transaction and chooses the most suitable provider based on rules, availability, cost and approval history.

Q. Which payment methods are supported?

Cards, Pix, digital wallets, payouts, FX and 3DS authentication. Availability depends on the markets and partners enabled in each project.

Q. Does Go Pay hold client funds?

It depends on the settlement model in your contract. We explain who holds the funds, and when, before you sign. [TO CONFIRM with counsel]

Ready to go live?

Tell us your methods, countries and volumes.
We’ll map the fastest path to production.

Book a demo